Articles

8 Qualities to Look for in a Wealth Advisor

By Ginger Weber | August 19, 2018

Choosing the best wealth advisor isn’t easy. With so many options out there -- from brokers to insurance agents -- investors often find it difficult to select the right investment firm for their individual needs.  In fact, we’re often asked what to look for in a financial advisor.

We understand that choosing an advisor is one of the most important decisions an investor can make. After all, advisors influence your retirement planning, estate planning and future financial stability. Here are some of the key qualities that we recommend investors seek in an advisor.

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The Rational Investor: What's the Cost of High Portfolio Turnover?

By Jeremy Sorci | July 14, 2018

Recently, a new client asked one of our advisors how high portfolio turnover would effect their portfolio. This timely question makes sense; after all, we often warn our clients and other investors about the disadvantages and high costs of wealth management strategies based on active management. 

Our answer? High portfolio turnover is the source of most of the extra costs associated with active management – costs that are completely unnecessary and avoidable with more efficient investment guidance. Read on to find out why.

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Financial Lingo Every Rational Investor Should Know

By Francoise Crandell | April 09, 2018

Ever felt intimidated by investing? If so, you're not alone. Many investors, from first-timers to well-established investors, experience a pang of anxiety (or a few) when it's time to make financial decisions that involve risk and don't involve guarantees. 

But that's not the only factor that tends to intimate investors; the jargon commonly used by investment professionals and others associated with the financial industry can add another layer of uncertainty to the financial planning process. From indexes to expense ratios, financial buzzwords can Read More

The Rational Investor: Evaluating Your 401k

By Bruce Smith | February 20, 2018

For many, a 401k account is an important part of their comprehensive financial plan. Since employers usually sponsor 401k plans, it can be easy to "set it and forget it"... but like any other retirement plan, 401k plans require regular evaluation to ensure they're working hard for you. 

Our retirement plan advisors share tips on evaluating your 401k.

Financial Strategies: Always Know What You're Paying in Fees

How much are you paying in 401k fees? If

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The Rational Investor: Staying Calm in a Turbulent Market

By Ginger Weber | January 09, 2017

From economic downturns in China to market meltdowns in Greece, it seems like someone's shouting that the sky is falling every time you turn on the news. Given the financial media's tendency toward exaggeration and hyperbole — after all, steady markets don't exactly make for attention-grabbing headlines — it's no surprise that many investors tend to react emotionally to every market up and down.

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The Rational Investor: Should I Invest in Index Funds?

By Jeremy Sorci | December 22, 2016

When you're saving for retirement, how do index funds factor into your financial strategies?  Our retirement investment advisors often field questions about index funds and how they work with long-term strategic wealth management. 

While index funds may not be the most glamorous type of investment, we believe they're an essential component in your comprehensive financial plan. Here's why. 

Index Funds vs Active Management: Investment Guidance

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The Rational Investor: What You Need to Know About Annuities

By Jeremy Sorci | September 23, 2016

If you've ever considered adding annuities to your arsenal of retirement investment planning strategies, you're not alone. Many Americans incorporate these insurance products into their retirement portfolio under the assumption that it simply makes sense to pay out a bit now, so you can get paid later. 

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The Rational Investor: Services to Demand From Your Wealth Advisor

By Ginger Weber | June 25, 2016

Too often investment professionals simply act as middlemen, merely facilitating stock transactions and offering little, if any, real advice or guidance.

If you can't remember the last time you heard from your investment professional, maybe it's time you switched from an order-taker to someone who takes the time to get to know your individual situation and tailors an investment plan based on your goals, not hers.

Forge a Relationship with your Wealth Advisor

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The Rational Investor: What Does It Really Cost to Invest?

By Jeremy Sorci | June 07, 2016

Anyone who has invested has had understandable questions such as “What are my fees?” “What are my expenses?” and “What are my investments costing me?”

Answering these questions directly is difficult, due to the wide variety of terms, phrases and conditions that have been created by investment professionals and the financial industry, itself. Has the industry, as a whole, created this confusion intentionally? We think it is a very fair question. For example, some financial advisors would like you to believe that fees and expenses are the same thing. 

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The Rational Investor: 7 Investment Accounts to Consider

By Jeremy Sorci | February 02, 2016

Do you feel confused about which retirement savings accounts you should be contributing to? You're definitely not alone; our retirement planning advisors field questions about retirement savings accounts and options every day. 

In fact, a recent survey of more than 1,000 401(k) plan participants found that almost half of those surveyed didn't feel confident about their retirement investment decisions, and about a third felt pretty stressed out over it. Fortunately, there are a number of plans available to help you save for retirement -- and our retirement investment advisors can help you decide which options are best for you. 

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