Articles

Are Your Financial Strategies Working? How to Evaluate Performance

By Ron Ross | September 18, 2018

When prospective clients meet with us to evaluate their portfolio, many investors are unaware if their portfolio is experiencing sub-par performance relevent to the appropriate benchmarks. Here’s what to look for when you’re evaluating your investments’ performance.

Ignorance is bliss. When it comes to investment performance, there’s a ring of truth to this old adage. It’s not difficult to see how active managers – investment professionals who attempt to “beat the market” in search of greater returns – can

Read More

Why Diversify? Improve your Wealth Management Strategies

By Bruce Smith | September 12, 2018

Long before the days of investment management solutions, financial derivatives and modern portfolio theory, Sancho Panza -- Don Quixote's sidekick – wisely noted, “It is the part of a wise man to keep himself today for tomorrow and not to venture all his eggs in one basket.” Of course, Don didn’t take this sage advice – but you should.

Our clients often ask us how to diversify; while they understand the basic importance of not putting all of those eggs in the same basket, they’re just not sure how to go about it in the most effective manner. Here’s how to avoid diversification pitfalls and create a blueprint to evaluate your own portfolio.

Read More

Saving for Retirement: Advice from Retirement Planning Advisors

By Ginger Weber | September 06, 2018


If you are like many Americans who have not yet retired, you may be actively striving to get to a place in life where work becomes optional.  With so many people focused on eventual retirement, and a number of tools to help you get there, why does getting to retirement seem to be such a challenge? 

Premier’s team finds that there are a number of obligations and expenses that are competing with an investor’s commitment to save and invest.  Here are some of the common items we find that prevent investors from saving more, in no particular order:

Read More

Teresa Conley and Francoise Crandell Present at Well Being of the Working Woman Conference

By Jeremy Sorci | August 31, 2018

Premier Financial’s Advisors Discuss the Importance of Planning for Retirement

Eureka, CA: On May 6, 2017, Teresa Conley CFP®, Vice President and Financial Advisor, and Francoise Crandell, Financial Advisor, of Premier Financial Group presented on the importance of planning for retirement at the Well Being of the Working Woman Conference.

Read More

A Guide to Understanding Investment Professional Credentials

By Teresa Conley | August 25, 2018

When it comes to selecting a wealth advisor, one thing is certain: You have a lot of choices. But how do you determine if an investment professional is truly qualified to help you with your strategic wealth planning? After all, the planning decisions you make now impact your financial future for years to come, so you need to vet your wealth advisor carefully.

Credentials offer one way to evaluate a potential wealth advisor. These designations indicate that an investment professional has attained a certain level of education and training. Here's a guide to eight common credentials.

Read More

8 Qualities to Look for in a Wealth Advisor

By Ginger Weber | August 19, 2018

Choosing the best wealth advisor isn’t easy. With so many options out there -- from brokers to insurance agents -- investors often find it difficult to select the right investment firm for their individual needs.  In fact, we’re often asked what to look for in a financial advisor.

We understand that choosing an advisor is one of the most important decisions an investor can make. After all, advisors influence your retirement planning, estate planning and future financial stability. Here are some of the key qualities that we recommend investors seek in an advisor.

Read More

Finding A Great Financial Advisor - Part 2: Costs and Fees

By Jeremy Sorci | August 13, 2018

Have you ever wondered how much difference there really is between one financial advisor and another?  On one level they all do the same thing - they invest people’s money.  However, like every other profession, each financial advisor has their own area of expertise, skill set, experience, training, and educational background. 

And just like when seeking professional services in any other industry, it's important to choose a financial advisor that best meets your unique needs. Since a financial advisor you choose can dramatically impact

Read More

The Rational Investor - Why Diversification is a Means and Not an End

By Ron Ross | August 07, 2018

Clients often ask us for investment guidance about diversification – why is it so essential? How is it achieved? We are always glad when our clients bring up this important topic.  

It is so important - in fact, we’ve blogged about it before - because diversification is not only the cardinal rule of investing, but also the one rule most often violated.

Perhaps Shakespeare said it best in The Merchant of Venice:

Read More

401k Advisors Reveal 7 Things They Wish Investors Knew

By Teresa Conley | August 01, 2018

Clients often come to our 401k advisors with questions about their accounts. It's understandable; with all of the retirement plan options out there, it's easy to have questions about which strategies are the most effective.

Read on to discover the 7 things 401k advisors wish every investor knew about 401k plans, so they could make the most of this investment tool.

Read More

The Advantage of Wealth Advisors: Are the Fees Worth it?

By Jeremy Sorci | July 26, 2018

If you've ever wondered if the costs associated with working with a wealth advisor are worth it, you're not alone. In fact, an article at the Motley Fool described the cost of using a financial advisor as "brutal," referring to a hypothetical 1 percent of assets annual fee reducing net returns, as well as the longer-term impact of fees that aren't reinvested. 

While the article may have come across as a bit hyperbolic, it wasn't all negative... and it did bring up a valid point: Investors should always evaluate the services they receive from their investment professional to determine if the services are worth it.

Read More
Google