Want to roll over your 401(k), but you're just not sure where to start?

You're not alone; our retirement plan advisors field questions about 401(k) rollover options on a regular basis. And while the process may seem overwhelming, it can actually be quite simple: If you follow these four easy steps. 

1. 401k Advisors Help You Decipher Your Current Plan

Before you start the 401(k) rollover process, meet with your 401(k) advisor to discuss your options. Bring your current plan's most

When you think of the people you rely upon most to provide retirement planning advice, who comes to mind? Your trusted wealth advisor, of course. Perhaps your best friend or your work colleague.  Perhaps even your - mom?

While mom might not be first on your list, perhaps she should move up a few spaces. Imagine, for a second, that you're sitting around the table after dinner, enjoying a cup of late-night decaf, and discussing retirement planning with your mom... only your mom just happens to be Warren Buffet. 

We all get them... stacks of envelopes in the junk mail pile, all offering low-interest credit cards. Emails offering "amazing deals" and "once in a lifetime" chances to use a new credit card to pay off existing debt. This steady stream of offers of easy credit is having an impact.

According to the Center for Retirement Research at Boston College, Americans put an additional $52.4 billion dollars on their credit cards in 2015 alone, leading to an overall increase of $72 billion dollars of credit card debt. The numbers continue to rise. By the end of 2016, outstanding credit card debt reached a new high: over $1 trillion. It appears that our society's current trend away from cash and toward credit card purchases has taken hold. Today, online shopping reigns, making it ever easier to slide into overextended credit and debt. 

Registered Investment Advisor Firm adds CFP®

Eureka, CA: Jeremy Sorci, Financial Advisor at Premier Financial Group, has earned the prestigious designation of CERTIFIED FINANCIAL PLANNER™ (CFP®), one of the most highly regarded credentials in the financial advisor industry.

Jeremy grew up in Humboldt County and attained his MBA in 2003. He began his career in investment management and trust administration at the Bank of Stockton Trust & Investment Group, where he earned the advanced certification of Accredited Fiduciary Investment Manager™. In 2012, Mr. Sorci returned to Humboldt and joined Premier Financial Group, an SEC-registered investment advisor firm.

What's the best way to invest your hard-earned capital? It's investors' age-old question — and why so many turn to trusted wealth advisors for help.

Because while the process of building an investment portfolio may seem, in itself, simple, creating an effective portfolio involves realistic goal setting, a long-term time horizon that stretches across a few decades, a modicum of self-discipline and, significantly, risk awareness. Combined, these factors create the recipe for a diversified portfolio that's tailored to meet your specific financial needs. 

You’ve heard the expression, “Don’t judge a book by its cover.” This saying proves true in so many areas of life, but you probably don’t think of it in terms of socially conscious funds. This article explains why you should.

Wealth Planning and the Socially Responsible Debate

Taxes may not be pleasant, but they are—as they say—inevitable. Still, that's no reason to pay more than you need to. 

Unfortunately, many Americans who prepare their own taxes do just that, to the tune of an average $400 overpayment! A 2014 study by H&R Block found that inaccuracies on do-it-yourself tax returns added up to a total of more than $1 billion in overpayments per year, affecting about 20 percent of those who file their own returns. Read on as our family wealth advisors share 8 common mistakes made at tax time — so you can avoid them.

Premier Financial’s Advisors Discuss the Importance of Planning for Retirement

Eureka, CA: On May 6, 2017, Teresa Conley CFP®, Vice President and Financial Advisor, and Francoise Crandell, Financial Advisor, of Premier Financial Group presented on the importance of planning for retirement at the Well Being of the Working Woman Conference.

If you've ever wondered if the costs associated with working with a wealth advisor are worth it, you're not alone. In fact, an article at the Motley Fool described the cost of using a financial advisor as "brutal," referring to a hypothetical 1 percent of assets annual fee reducing net returns, as well as the longer-term impact of fees that aren't reinvested. 

While the article may have come across as a bit hyperbolic, it wasn't all negative... and it did bring up a valid point: Investors should always evaluate the services they receive from their investment professional to determine if the services are worth it.