Registered Investment Advisor Firm adds CFP®

Eureka, CA: Jeremy Sorci, Financial Advisor at Premier Financial Group, has earned the prestigious designation of CERTIFIED FINANCIAL PLANNER™ (CFP®), one of the most highly regarded credentials in the financial advisor industry.

Jeremy grew up in Humboldt County and attained his MBA in 2003. He began his career in investment management and trust administration at the Bank of Stockton Trust & Investment Group, where he earned the advanced certification of Accredited Fiduciary Investment Manager™. In 2012, Mr. Sorci returned to Humboldt and joined Premier Financial Group, an SEC-registered investment advisor firm.

What's the best way to invest your hard-earned capital? It's investors' age-old question — and why so many turn to trusted wealth advisors for help.

Because while the process of building an investment portfolio may seem, in itself, simple, creating an effective portfolio involves realistic goal setting, a long-term time horizon that stretches across a few decades, a modicum of self-discipline and, significantly, risk awareness. Combined, these factors create the recipe for a diversified portfolio that's tailored to meet your specific financial needs. 

You’ve heard the expression, “Don’t judge a book by its cover.” This saying proves true in so many areas of life, but you probably don’t think of it in terms of socially conscious funds. This article explains why you should.

Wealth Planning and the Socially Responsible Debate

Taxes may not be pleasant, but they are—as they say—inevitable. Still, that's no reason to pay more than you need to. 

Unfortunately, many Americans who prepare their own taxes do just that, to the tune of an average $400 overpayment! A 2014 study by H&R Block found that inaccuracies on do-it-yourself tax returns added up to a total of more than $1 billion in overpayments per year, affecting about 20 percent of those who file their own returns. Read on as our family wealth advisors share 8 common mistakes made at tax time — so you can avoid them.

Premier Financial’s Advisors Discuss the Importance of Planning for Retirement

Eureka, CA: On May 6, 2017, Teresa Conley CFP®, Vice President and Financial Advisor, and Francoise Crandell, Financial Advisor, of Premier Financial Group presented on the importance of planning for retirement at the Well Being of the Working Woman Conference.

If you've ever wondered if the costs associated with working with a wealth advisor are worth it, you're not alone. In fact, an article at the Motley Fool described the cost of using a financial advisor as "brutal," referring to a hypothetical 1 percent of assets annual fee reducing net returns, as well as the longer-term impact of fees that aren't reinvested. 

While the article may have come across as a bit hyperbolic, it wasn't all negative... and it did bring up a valid point: Investors should always evaluate the services they receive from their investment professional to determine if the services are worth it.

If you have the suspicion that your investment professional may not be the best fit for your needs, you could be right -- and you're not alone.

We often hear tales of less-than-stellar performance and unmet expectations from new clients who've just "broken up" with their last financial planner or are considering a change. 

While every situation is, of course, unique, there are a few red flags that you really shouldn't ignore. Here are a few warning signs that it may be time to say goodbye to your current financial planner.

You already know that investment professionals don't work for free — nor should they have to. But investment costs and fees reduce your returns, and if you're not working with a fee only wealth advisor you could be paying more than you should. 

Do you understand all the expenses associated with your investments? Read on to discover what our family wealth advisors have to say about the six investment costs you should understand in order to reduce your expenses and maximize your returns.